Our available coverages:

With a wide range of commercial and personal coverages available, offering Legal Expense Insurance as a membership benefit for trade, professional, and industry specific associations can support your association prospecting and retention activities.

Insured Event
Business Coverage
Personal Coverage
Employment Disputes Disputes commenced by employees, prospective employees, or ex-employees Disputes relating to a contract of employment or future employment
Property Protection Disputes relating to legal nuisances or trespasses or if an event causes physical damage to business property Disputes relating to legal nuisances or trespasses or if an event causes physical damage to personal property
Legal Defence Providing legal assistance in a criminal prosecution or defending against an occupational health & safety investigation Providing legal assistance in a criminal prosecution arising from your work as an employee, or prosecution for a highway traffic or motor vehicle offence in relation to the ownership, use, or operation of a motor vehicle
Bodily Injury Pursuing a claim on behalf of one of your employees who suffers a work-related injury while they are working away from your premises Pursuing a claim with regards to a specific or sudden accident which causes death, illness or bodily injury
Tax Protection Responding to a business tax audit or appealing a Canada Revenue Agency (CRA) decision Responding to a personal tax audit or appealing a Canada Revenue Agency (CRA) decision
Contract Disputes and Debt Recovery Disputes relating to selling or buying goods, and providing or obtaining services, or if faced with a dispute with a client or supplier in regard to a failure to pay an amount owed Disputes relating to selling or buying goods, obtaining services, or disputes with a leasing company in relation to the amount due under the lease of a motor vehicle in the event it is declared a total loss by the auto insurer
Driver’s License Protection
Personal Coverage Only
N/A Legal assistance to defend against the revocation or suspension of the insured’s driver’s license after an event arising in connection with a motor vehicle
Statutory License Protection
Business Coverage Only
Legal assistance to defend against the revocation, suspension, or non-renewal of an operating or business license N/A
 
 

Legal Assistance

Every policy includes unlimited access to a Legal Helpline that is available 24/7. Legal Helpline Lawyers provide confidential general legal information as assistance for any legal question, even if the issues is not covered by the policy.

Coming soon!

We will further assist in ensuring member legal risks are well managed by also including unlimited access to:

Legal Document Review | Simple Legal Letter Drafting | Legal Document Centre

 
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Speak to a Business Development Specialist today about building a customized solution for a group or association.