Product
Personal Legal Solutions
Legal insurance and assistance for your customers and their families. Explore coverage, services, and partnership options.
Legal protection for life's unexpected challenges
Legal issues can arise when least expected, from workplace disputes and disagreements with landlords to problems with contracts, property, or taxes. And when they do, navigating the legal system can feel overwhelming and expensive.
With ARAG Personal Legal Solutions, you can offer your customers and their families valuable protection against the costs of eligible legal disputes, along with access to professional legal guidance when they need it most. It's an opportunity to enhance your offering while giving your customers greater confidence, peace of mind, and the support to stand up for their rights.
Coverages
What's included in a Personal Legal Solutions policy?
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Employment Disputes |
Legal disputes with your customer's employer involving issues such as wrongful dismissal, workplace discrimination, or other employment-related matters. |
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Legal Defence |
Legal assistance and representation to defend your customer against certain criminal or regulatory charges. |
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Bodily Injury |
Legal coverage to help your customer seek compensation for physical injuries caused by someone else’s negligence. |
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Contract Disputes |
Legal coverage to help resolve disputes involving agreements or contracts for goods and services. |
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Property Protection |
Legal coverage to help protect your customer's property rights and resolve disputes involving damage to or interference with their property. |
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Driver’s Licence Protection |
Legal coverage to help your customer protect their driving privileges in disputes involving the suspension or revocation of their driver’s licence. |
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Tax Protection |
Legal coverage to help resolve disputes with tax authorities involving your customer's personal taxes. |
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Tenancy Disputes |
Legal coverage to help resolve disputes with your customer's landlord involving rental agreements, repairs, or other tenancy-related matters. |
Assistance services
Your customer also gets access to assistance services to help them navigate everyday legal issues.
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Legal Helpline |
Unlimited access to a Legal Helpline through which your customer can receive confidential general legal assistance and information relating to any legal issue affecting them. |
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Legal Document Centre |
Unlimited access to current legal documents, all of which have been drafted by lawyers and are in the form of guided, customizable templates. |
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Legal Document Review |
A lawyer will review a simple legal document your customer has received and provide them with an annotated copy of the document with their notes. |
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Simple Legal Letter Drafting |
A lawyer will draft a simple legal letter for your customer to send. This service is intended to assist them with drafting simple documents. |
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Identity Theft Protection Assistance |
Your customer can speak with an identity theft expert and get general advice about identity theft and how to protect themselves. This service can also provide them with direct assistance in restoring their identity if they believe they've been a victim of identity theft. |
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Emotional Assistance |
Access to Emotional Assistance through which your customer can confidentially speak with a professional counsellor about any work or personal issues which may be affecting them. |
See Personal Legal Solutions in practice
Explore customer stories showing the legal problem, the support provided by ARAG, and the outcome.
Personal customer storiesSupport for your team
Explore the training, implementation and marketing support available for your partnership.
Questions about offering this product
Depending on your policy, coverage may include employment disputes, contract disputes, property protection, tax disputes, tenancy disputes, bodily injury claims, and more.
Yes! Our Legal Helpline gives you access to legal professionals who can provide guidance on a wide range of everyday legal questions, helping you better understand your rights and options before issues escalate.
Access to the Legal Helpline is included with eligible ARAG products, so there is no additional charge for using the service within the terms of your program.
ARAG connects you with a lawyer from our trusted network of panel law firms, specializing in the area of law relevant to your dispute. This ensures you receive experienced legal support tailored to your situation.
Generally, legal disputes that began before your coverage took effect are not covered. Please refer to your policy for specific exclusions and conditions.
Not quite! While home and auto insurance primarily protect you against specific property and liability risks, Legal Expense Insurance helps cover eligible legal costs when you need to pursue or defend your rights in certain disputes.
Some ARAG Personal Legal Solutions products may extend coverage to eligible family members living in your household. Please check your policy to confirm who is insured.
