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Available Coverage

Accessing the legal system is time consuming and expensive. A Personal Legal Solutions policy empowers your members to defend or pursue their rights. Giving them greater confidence when they face a legal issue, without worrying about the impact on their family’s finances.

Employment Disputes

Pursuing legal action relating to a contract of employment or a breach of employment or human rights legislation.

Property Protection

Pursuing legal action relating to a trespass, legal nuisance or if a third party causes physical damage to personal property.

Legal Defence

Defending against a criminal investigation or prosecution arising from an insured’s work as an employee, or prosecution for a highway traffic or motor vehicle offence.

Driver’s License Protection

Defending against the revocation or suspension of an insured’s motor vehicle driver’s licence.

Bodily Injury

Pursuing legal action due to an accident that causes death, illness, or a serious injury.

Tax Protection

Responding to a tax audit or appealing a Canada Revenue Agency (CRA) decision.

Contract Disputes

Pursuing or defending legal action for disputes relating to the selling or buying of goods or obtaining services. Plus, coverage for disputes with a leasing company for the amount due if a leased motor vehicle is declared a total loss by the auto insurer.

Tenancy Disputes

Pursuing or defending a dispute relating to a residential tenancy agreement the insured entered into to rent their principal residence.


Legal Assistance

Every policy includes unlimited 24/7 Legal Helpline access.

Helpline Lawyers provide general legal information and assistance for any legal question, even if the issue is not covered by the policy.

To further assist with handling a legal issue, the policy also includes:

Unlimited Legal Document Centre access | Legal Document Review service | Simple Legal Letter Drafting services

Additional services offered within the policy include:

Unlimited Identity Theft Protection Assistance | Unlimited Emotional Support Assistance

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Interested in offering your members ARAG Legal Expense Insurance?