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ATE Product

Personal Injury

ATE Personal Injury is a legal expense insurance policy designed to protect plaintiffs involved in personal injury compensation lawsuits.

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Supporting Successful Outcomes with ATE Insurance

Plaintiff Cost Solutions protects your personal injury clients against the potential costs associated with an unsuccessful outcome of their legal action, giving you and your client access to justice and confidence to proceed with an action all the way through trial.

What are the key features of ATE Insurance?

1

Premium is not paid for unsuccessful actions – it is only paid if your client wins.

2

The policy protects your client and your firm throughout the life of the file.

3

We insure several possible outcomes, including abandonment, dismissal, withdrawal, failure to beat the defendant’s last offer, and more.

What types of cases does ARAG insure?

We insure legal disputes claiming compensation for personal injury arising from:

General Negligence
Occupiers’ Liability
Municipal Liability
Non-Auto Transportation Accident
Bicycle Accidents
Motor Vehicle Accidents pursuant to Highway Traffic Act
Assault and Battery
Product Liability
Short Term or Long Term Disability Benefits Disputes

When does coverage commence?

Coverage commences from the date of your firm’s contingency fee agreement with your client, and is activated once an insurance certificate is issued by ARAG.

A Trusted Leader in ATE Insurance

As Canada’s first ATE insurer, ARAG has reshaped the personal injury landscape by combining legal expertise with the industry’s most comprehensive underwriting data.

This meticulous approach to assessing cases and managing claims ensures clarity, consistency, and confidence for every policyholder.

With a dedicated team behind every decision, ARAG is committed to protecting what matters—every step of the way.

Interested in becoming authorized to offer your eligible clients ATE Insurance?

Learn how ATE Insurance can enhance your client offering and support your practice with tailored protection.

Connect with our ATE Team

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Medical Malpractice

Protection for plaintiffs pursuing compensation following injuries caused by alleged medical negligence and helping protect against the financial risks.

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Why partner with ARAG?

Learn how partnering with ARAG can help support your clients and reduce financial barriers to pursuing claims.

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ATE FAQs

Find answers to common questions about ATE insurance, coverage, eligibility, and the claims process.

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